SMB Capital Readiness Program

The Capital Readiness Program is a 6-week program designed for early- to growth-stage small businesses preparing for growth through access to capital. The program focuses on core personal and business financial principles to help you develop a comprehensive plan for your business, increasing its funding readiness.

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14
Cohorts
273
Founders Trained
625
Job Created
$2M
Capital Deployed
$25M
External Capital Raised
5300
Mentor Training Hours



Spring Program Dates: March 5-April 9, 2026 in Dallas, Ft. Worth & Frisco.




This 6-week hybrid virtual/in-person program covers the following topics:
  • Personal Finance 101
  • Understanding Financial Statements
  • Projections & Ratios
  • Types of Capital
  • Credit Underwriting/Loan Readiness
  • Cash Flow Management
Participants will also produce the following deliverables:
  • Financial Model/Projections
  • Loan Package Preparation
  • Capital Action & Use of Funds Plan
  • Company Data Room

Eligible participants must meet the following criteria:
  • Must be a for-profit business located in North Texas (Ex: Dallas, Tarrant, Collin & County)
  • Minimum of 3 years in business with at least $25K in revenue or less than 5 employees
  • Willingness and availability to commit 5-10 hours a week on their business

Benefits and Expectations:


  • Weekly educational training sessions
  • Dedicated Capital Access Manager for the duration of the program
  • Access to 60+ subject matter experts
  • Peer-to-Peer learning
  • Alumni program induction to assist in continuous growth
  • Eligible for loans up to $50k

FAQs: 

Who is this program designed for?
We support entrepreneurs & small business owners who are generating revenue and preparing to access capital. Our ideal participant typically has $100K+ in annual revenue and a team of fewer than five, but we do make room for founders who show strong traction, potential, or a compelling growth path.

How much does it cost to participate?
Nothing. The program is fully funded through Impact Ventures’ ecosystem partners. You invest your time and energy; we cover the rest.

Do I need to be investment-ready to apply?
Nope. That’s exactly what the program is for. We help you develop the financial clarity, business infrastructure, and confidence needed to raise or secure capital.  

What kind of capital can this program prepare me for?
Community loans, CDFI loans,  Revenue-based financing, Angel Investments, Grants + Non-dilutive Capital  

When will I hear back after applying?
All applicants are notified 2 weeks before the program start date with acceptances, declines, and next steps.

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SMB Capital Readiness Program

The Capital Readiness Program is a 6-week program designed for early- to growth-stage small businesses preparing for growth through access to capital. The program focuses on core personal and business financial principles to help you develop a comprehensive plan for your business, increasing its funding readiness.

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