Contract financing

An awarded contract should create opportunity—not a cash-flow crisis.

IV Community Capital helps qualified suppliers bridge the gap between winning the work, paying to deliver it, and receiving payment from the buyer.

✓

Fund execution
Support payroll, inventory, materials, equipment, and mobilization.

✓

Match the payment cycle
Structure capital around verified milestones, invoices, and receivables.

✓

Build capacity
Strengthen financial systems and performance for the next contract.

For contractors →For Procurement Partners →
What we evaluate

A financeable contract starts with clear evidence.

  • Awarded contract, purchase order, or executed agreement
  • Buyer quality and verified payment process
  • Scope, milestones, budget, and delivery timeline
  • Business capacity and relevant performance history
  • Clear repayment source and controlled use of funds

Documentation requirements vary by transaction.

How it works

A clear path from interest to investment.

Our team will help you understand what is needed, what product may fit, and what comes next.

1

Share your need

Complete the Capital Interest Form with your business, funding need, and timing.

2

Talk with our team

We assess fit, clarify the use of funds, and identify readiness gaps.

3

Underwrite & structure

We review the business and shape terms around risk, capacity, and opportunity.

4

Close & grow

Approved capital is documented and funded, with ongoing support available.

Prepare for the conversation

Common documents

Recent business tax returns · Year-to-date profit & loss and balance sheet · Business bank statements · Debt schedule · Ownership documents · Contract or purchase-order documents, when applicable

Your next move

Ready to fund what’s next?

Tell us where the business is today, what opportunity is in front of you, and what capital would make possible.