Revenue-based financing

Flexible capital that moves with your revenue.

IV Community Capital provides $50,000–$250,000 in non-dilutive growth capital for established Texas businesses with recurring or predictable revenue. Repayment is tied to monthly business revenue, so payments adjust with performance.

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Keep your ownership
Access growth capital without selling equity or giving up control.

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Flex with performance
Repay through an agreed percentage of monthly revenue instead of a fixed monthly installment.

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Fund the next stage
Use capital for inventory, hiring, marketing, equipment, expansion, or working capital.

Apply for capital →Talk with our team →
Who it fits

Built for businesses with reliable revenue and a clear plan to grow.

  • Texas-based, for-profit business operating for at least two years
  • Consistent or predictable monthly revenue
  • Clear growth opportunity and defined use of funds
  • Healthy margins and capacity to support revenue-based payments
  • Reliable financial reporting and business banking history

Final financing terms are based on underwriting and business performance.

How it works

A clear path from interest to investment.

Our team will assess fit, review revenue performance, and help structure repayment around your business.

1

Share your need

Complete the Capital Interest Form with your business, funding need, and timing.

2

Talk with our team

We assess revenue consistency, clarify the use of funds, and identify readiness gaps.

3

Underwrite & structure

We review cash flow and shape terms around revenue, capacity, risk, and growth.

4

Close & grow

Approved capital is documented and funded, with support available as revenue changes.

Prepare for the conversation

Common documents

Recent business tax returns · Year-to-date profit & loss and balance sheet · Business bank statements · Debt schedule · Ownership documents · Monthly revenue history or sales reports, when applicable

Your next move

Ready to fund what’s next?

Tell us where the business is today, what opportunity is in front of you, and what capital would make possible.