Share your need
Complete the Capital Interest Form with your business, funding need, and timing.
IV Community Capital provides $5,000–$50,000 through term loans and lines of credit for Texas small businesses that need flexible capital to stabilize cash flow, build credit, or grow.
Choose the right structure
Use a term loan for a defined investment or a line of credit for recurring working-capital needs.
Cover essential needs
Finance inventory, equipment, marketing, repairs, payroll, or short-term cash-flow gaps.
Build toward what’s next
Strengthen your financing history while investing in business stability and growth.
Loan structure and final terms are based on underwriting and business readiness.
Our team will assess your need, review cash flow, and help determine whether a term loan or line of credit is the better fit.
Complete the Capital Interest Form with your business, funding need, and timing.
We review the business, clarify the use of funds, and identify readiness gaps.
We evaluate cash flow and shape terms around repayment capacity, risk, and purpose.
Approved capital is documented and funded, with ongoing support available.
Recent business tax returns · Year-to-date profit & loss and balance sheet · Business bank statements · Debt schedule · Ownership documents · Personal financial statement, when applicable
Tell us where the business is today, what opportunity is in front of you, and what capital would make possible.
