Capital Readiness Program

Overview

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The Capital Readiness Program helps small business owners prepare for and apply for a business loan. Over 6 weeks, participants work with success coaches to build credit, develop growth strategies, and complete a full loan application plus a Capital Action Plan for their business. The hybrid program meets virtually on Tuesdays and in person on Thursdays in Fort Worth, Dallas, or Frisco.

Graduates may qualify for micro loans of $10,000–$25,000, pending underwriting approval.

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Program Dates:

Fall 2026: October 6- November 19, 2026 in Dallas, Ft. Worth & Frisco.
* Applications close September 18, 2026 *

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This 6-week hybrid virtual/in-person program covers the following topics:

• IV Capital & Underwriting
• Personal Finance & Tax Compliance
• Financial Statements & Cash Flow
• Growth Strategies & Forecasting

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Participants will also produce the following deliverables:

• Access to low-cost capital — position your business to qualify for funding on better terms
• A completed loan application — guided step-by-step, so you know exactly what to submit and why
• A clear-eyed credit assessment — understand where you stand and what to improve
• A built-in support network — connect with fellow business owners on the same journey
• Face time with a lender — get direct, 1:1 insight into how funding decisions are made
• Support when it gets overwhelming — you're never walking alone

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Eligibility

Eligible participants must meet the following criteria:

1. Must be a for-profit business
2. Located in North Texas (Ex: Dallas, Ft. Worth and Frisco)
3. Minimum of 2 years in business with at least $50K in revenue
4. Willingness and availability to commit 5-10 hours a week on their business

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Benefits and Expectations

What to expect:

• Two weekly educational training sessions
• Dedicated success coach for the duration of the program
• Peer-to-Peer learning
• 1:1 IV staff office hours
• PR and visibility
• Wrap around post program support
• Eligible for loans up to $25k

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